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Dreamstime/Dreamstime/TNS

Capital One to pay $425 million for deceptive savings accounts

Consumer / Home and Consumer News /

Maryland and other states have settled with Capital One for $425 million after the bank was found to have used deceptive practices and misleading language for its 360 Savings accounts, according to the Office of the Maryland Attorney General.

The $425 million settlement is a revised agreement stemming from a complaint about Capital One’s 360 ...Read more

Everyday Cheapskate: A Simple Tip to Get Better Gas Mileage

Consumer / Everyday Cheapskate /

Some time ago, I wrote about simple things you can do to get better gas mileage, which means less time and money spent at the gas pump.

One of those tips was to make sure your car's tires are always properly inflated because underinflated tires cause the engine to work harder than necessary, which wastes fuel, while overinflation causes tires ...Read more

Amanda McCoy/Fort Worth Star-Telegram/TNS

Wall Street homebuyers plan counter-offer after Trump threat

Consumer / Home and Consumer News /

Wall Street homebuyers rattled by President Donald Trump’s broadside are plotting their own proposals to defuse the risk of getting shut out of the housing market.

“If the administration were to sit down with a group of us we could put a we could put a proposal — we could put a project — together,” Pretium Co-President Stephen Scherr ...Read more

Everyday Cheapskate: How To Sell Your House for the Highest Price Possible

Consumer / Everyday Cheapskate /

So you're getting ready to sell your house. Just thinking about it can be an overwhelming experience.

Should you hire a real estate agent? Should you do a FSBO (for sale by owner) to keep from paying that big commission? Should you spend a lot of money to paint and re-carpet -- at least the front rooms?

Where do you start, and what can you do ...Read more

Everyday Cheapskate: How to Slash Subscription Costs

Consumer / Everyday Cheapskate /

If your bank account seems to be on a diet and you can't figure out why, check your subscriptions. Between streaming services, beauty boxes, and apps that promised to "change your life," you might be leaking money like a slow-drip faucet.

I'm not against subscriptions. I love a good one when it actually makes life easier. But most of us sign up...Read more

Justin Sullivan/Getty Images North America/TNS

Solar panels and heat pumps to be more expensive in 2026

Consumer / Home and Consumer News /

The elimination of U.S. tax credits for residential heat pumps, solar panels and batteries will make electrifying your home more expensive in 2026, and tariffs and made-in-America mandates could add additional costs.

Just how pricey remains to be seen. New financing models could help keep some solar and battery costs in check, according to ...Read more

Kevin Dietsch/Getty Images North America/TNS

Lutnick met homebuilders as Trump dials up affordability push

Consumer / Home and Consumer News /

Commerce Secretary Howard Lutnick recently met with executives from major homebuilding companies, according to people familiar with the matter, part of President Donald Trump’s push to bolster his standing with voters on the economy.

The administration has held meetings in recent weeks aimed at sounding out the builders on ways to improve ...Read more

Justin Sullivan/Getty Images North America/TNS

Trump tells Fannie, Freddie to buy $200 billion of mortgage debt

Consumer / Home and Consumer News /

President Donald Trump is directing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, a move he cast as his latest effort to bring down housing costs ahead of the November midterm election.

Trump announced the move on Thursday in a social media post, saying “This will drive Mortgage Rates DOWN, monthly payments DOWN, and...Read more

Justin Sullivan/Getty Images North America/TNS

Trump directs $200 billion mortgage bond buy in housing push

Consumer / Home and Consumer News /

U.S. President Donald Trump said he was directing the purchase of $200 billion in mortgage bonds, which he cast as his latest effort to bring down housing costs ahead of the November midterm election.

Trump announced the move on Thursday in a social media post. The director of the Federal Housing Finance Agency, Bill Pulte, said soon after ...Read more

Mario Tama/Getty Images North America/TNS

Complaints over insurers' handling of LA wildfire claims prompt a flurry of bills

Consumer / Home and Consumer News /

Since the January 2025 firestorms damaged or destroyed more than 12,000 homes in Los Angeles County, fire victims have repeatedly complained that insurers have delayed, denied or underpaid many of their claims, with most still displaced.

A year later, state lawmakers have introduced legislation to address those problems.

One bill, authored by ...Read more

Elizabeth Flores/Minnesota Star Tribune/TNS

Expect even more homebuying assistance competition after fed rule

Consumer / Home and Consumer News /

For cash-strapped, lower-income homebuyers, the housing market is a tough place to be.

And it’s only becoming more uncomfortable in 2026.

A new federal rule has changed the eligibility targets for certain down payment- and closing cost-assistance programs, which could make the application for funds more competitive. And even when those ...Read more

Real estate Q&A: If board doesn't enforce rules, is HOA liable when someone is hurt?

Consumer / Home and Consumer News /

Q: Our association board members never seem to enforce the rules, and recently, this ended up with someone getting hurt. Is our association liable because of this? Are the board members? — Andy

A: Community associations are responsible for maintaining the community and enforcing its rules. When board members fail to enforce these rules, it ...Read more

Everyday Cheapskate: Don't Rely on Vinegar to Disinfect

Consumer / Everyday Cheapskate /

Dear Mary: What is a safe disinfectant for colored clothes, such as underwear and bath towels? I can't use chlorine bleach, and since I usually wash my colored clothes in cold water, I do not feel like I am getting them sanitized enough. Thanks. -- Sherri

Dear Sherri: Researchers at the University of North Carolina at Chapel Hill tested ...Read more

Everyday Cheapskate: How Getting Through Hard Times Makes Us Stronger

Consumer / Everyday Cheapskate /

Discouragement plagues all of us from time to time. If you're discouraged about your situation -- be it financial, family, job or just basic uncertainty about the future -- there are some things you can do to counter those feelings and attitudes. The most important is to know this will not last forever.

Let's say your neighbor just got a ...Read more

Everyday Cheapskate: Ask Cheapskate

Consumer / Everyday Cheapskate /

You should see my email inbox. Yikes! It's overflowing with questions, tips, stories, feedback, rebuttals and all kinds of love from you, my dear readers. Today, I'm making a tiny dent in the pile with these responses to a handful of your questions on auto leasing, homemade laundry detergent and more.

Dear Cheapskate: My wife and I are ...Read more

Everyday Cheapskate: Cheap Yet Quality Sunglasses in the Unlikeliest Places

Consumer / Everyday Cheapskate /

If you've ever left a perfectly good pair of sunglasses in a restaurant bathroom, dropped them off a boat, or sat on them in your car, you know the sinking feeling: There goes $50, $75 -- maybe even $200 -- down the drain. I've learned (the hard way) that sunglasses don't have to cost a small fortune to protect your eyes from the sun and look ...Read more

TOM GRALISH/The Philadelphia Inquirer/TNS

NJ will soon explicitly ban landlords from discriminating against people who use public assistance to pay for housing

Consumer / Home and Consumer News /

New Jersey lawmakers passed a bill to prohibit households from being denied housing because they use public assistance.

The legislation, which lawmakers passed on Dec. 18, makes explicit that the state’s anti-discrimination law includes protections for residents based on their source of income for housing payments, including government ...Read more

Aaron Lavinsky/Minnesota Star Tribune/TNS

A quarter of Twin Cities middle-class families can't afford the necessities

Consumer / Home and Consumer News /

No major U.S. metro is affordable enough for the middle class, but the Twin Cities is one of the most accessible options.

According to a December report from the Brookings Institution, more than 75% of middle-class households in the Twin Cities are able to afford necessities such as housing, food, transportation, child care and health care.

...Read more

Everyday Cheapskate: Best Places to Buy Eyeglasses

Consumer / Everyday Cheapskate /

There are a number of ways to buy prescription eyeglasses, including from local opticians, independent optometrists, optical departments in big-box retailers and online-only vendors. Regardless of the option you choose, the good news is that prescription eyeglasses do not have to cost hundreds of dollars.

There are two ways you can purchase ...Read more

Real estate Q&A: Can HOA make me take down holiday decorations?

Consumer / Home and Consumer News /

Q: I live in a homeowners’ association, and I decorated my house and yard for the holidays. They made me take it down under threat of a fine. Are they allowed to do this? – Gunther

A: Living in a community association means following a set of rules and regulations you agreed to when you purchased your home. These rules often govern how you ...Read more

 

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